The majority of debt-ridden consumers are in desperate need of financial budgeting and credit repair. THE ESSENTIAL CREDIT REPAIR HANDBOOK contains all the information you need to walk you through the step-by-step process of repairing your credit and leaving debt behind! THE ESSENTIAL CREDIT REPAIR HANDBOOK will teach you how to: · Dispute late payments, chargebacks and collection accounts · Rebuild your life after a bankruptcy · Re-establish your credit in spite of a bad credit report . Set new financial goals THE ESSENTIAL CREDIT REPAIR HANDBOOK is an easy-to-use guide for people who are getting over bankruptcy or any financial hardship affecting their credit and are looking to rebuild or re-establish their credit.